Financing Made Simple
1. Simple Application
Apply for business funding in minutes
2. Intelligent Matches
Receive personalised offers from multiple funders
3. Choose Your Terms
Select the funding terms best for your business
4. Focus On Growth
Receive funding and supercharge your business growth
Jibal Financing Options
Sample of the offer from some of our financing partners:
Microfinancing:
Partner #1
Microfinancing:
Partner #2
Business Financing:
Partner #3
Why Jibal?
Shariah Compliant Representation
Jibal is a fully Shariah compliant platform ensuring a complete Shariah compliant services and solutions to its customers. Its entire business operation seeks to continuously conform to the relevant Shariah standards and requirements. This include dealing with financiers that offers Shariah compliant financing solutions for Jibal customers and implementing a second level oversight by its internal Shariah experts to ensure that all aspects of the financing products from a Shariah compliant perspective are adhered to.
MDEC Fintech Booster Company
Jibal has successfully been selected to be part of the MDEC Fintech Booster private programme. Jibal has attended 2 private sessions under the programme which are the legal private session whereby it has sought preliminary legal and regulatory advice on its business activities in Malaysia and the Shariah private session to ascertain information on compliance to the relevant Shariah principles within its business operations. The respective legal and Shariah advisors are MDEC’s approval panel of advisors and were facilitated by MDEC
Frequently Asked Questions
General
No, Jibal only acts as a third party facilitator to link between a customer and a financier(s). Jibal is not a license financier but the financiers are all licensed financiers by the regulators. Jibal only works with licensed financiers.
No, the financing amount will be disbursed directly from the financier to the customer.
Jibal’s aim is just to assist the overall financing application process and make it simple, easy and digital. It will provide good customer service and a coordinator between the customer and the financiers.
No, the decision will entirely be at the customer’s choice and Jibal will not provide any related financial advisory services.
Application
No. The whole process will be digital.
No, the fees will be the same in the event the customer approaches the financiers directly. Any fees to Jibal will be paid by the financiers to Jibal directly but this will not increase the rate/fees charged upon the customer in any way.
We anticipate the overall processes to be completed within a maximum period of 4-6 weeks maximum, provided that all information/documentation from the customer is complete.
Who we are
Sajid Bokhari
Extensive experience in Islamic banking and product development. MBA, LLB
Irfan Khairi
MD of Irfan Khairi Sdn Bhd. Experienced founder in e-commerce & marketing
Akmal SK
Expert in SME Development & Public Listed Entities LLB
Peter Novak
M.Sc. Engineering Physics, Ericsson Executive Program, Startup CTO
Aiman Rashid
Legal and Islamic finance expert, LLB, MA